This one I found on a Vegetarian Group on CafeMom :) This has become one of our Favorites!!
Pkg. Cream Cheese
Can of Black Beans, drained, rinsed, & mashed
1 c. Salsa (Chunky-style, not too liquid-y works best)
1-2 cups Shredded Cheddar or other Mexican-type cheese
10-15 Medium or Large Black olives, sliced
1-2 Green Onions, sliced
1 Avocado, mashed
A dollop of Sour Cream
Spoon cream cheese into casserole dish (2qt. size or larger works well) & spread it evenly.
Add the mashed beans & spread them evenly atop the cream cheese.
Spread the salsa evenly over the beans.
Top this with shredded cheese.
Sprinkle the olives and green onions over the shredded cheese.
Pop it in the oven (350*) until the cheese on top is fully melted.
Top with mashed avocado & a dollop of sour cream.